You’ve just turned 18 and finally bought your first car. You’ve spent the past two years borrowing your dad’s car. Now, you are an adult with your own vehicle to use as you please, when and where. However, you mom bursts your bubble by asking where, when, and what type of car insurance you are going to purchase. You begin to panic. You have never paid your own car insurance bills.
But not to fear. Insurance agents will sit you down and go over page after page after page of information, options, and policies. After the appointment your head will be full of terms like limited tort vs. full tort, deductible, liability, comprehensive, etc. You will probably be unsure of just what to choose. You may think that liability will be enough and the price seems better. But you have a loan on the vehicle and that requires you carry full coverage or comprehensive.
You may not think you need full tort. You may not even understand what full tort means. How are you to know what options are best and what you really need? You flip through 50 pages of information only to become more confused and unsure of what to choose. If only the information was more organized and to the point. Perhaps then you could make a more educated decision.
You finally decide to get comprehensive/full coverage insurance but choose to save some money with the limited tort option. You really don’t even understand why someone would spend more to have full tort. What’s the difference anyway?
However, several months later you are involved in a serious accident that was no fault of your own. You will undergo months of rehabilitation therapy and pain. You look to your insurance agent for guidance on getting a settlement for pain and suffering. However, you are blown away to learn that limited tort gave up your right to receive any type of compensation for pain and suffering. You are left on your own to deal with being off work for months and receive nothing for the pain you have had to endure.
You are frustrated and mad at the insurance agent. They should have explained things better to you. They feel they aren’t at fault because they gave you the 50 pages of paperwork to read and go over. You decide to change insurance agents and give your previous agent bad reviews to anyone you can talk to.
In a world where there are so many technical terms and definitions, insurance agents need to find a way to simplify and organize the information to make it more accessible to their customers. The old way of handing them a stack of papers is no longer efficient. They need to find a more trendy, upcoming product that can hold all their information, yet organize it into sections.
This is where CFgear bulk flash drives come in. They will use Pulse technology to preload any information, PDF file, Word documents, audio, video clips, or pictures that your company wants. You can have sections that your customers can click on and read about.
Perhaps these sections could be divided into limited tort vs. full tort, full coverage, liability, deductibles, and discounts. The customer could learn all about how limited tort may save a couple bucks but gives up your right to pain and suffering compensation. They could learn about how liability has a lower premium but doesn’t necessarily cover every type of accident.
Another major section that they will want to explore is the discounts. Automobile insurance can be expensive, especially if you have teenage or at risk drivers. You will want to explore how you can get multi-car, good student, safe driver, etc. discounts. Forms for these discounts can even be uploaded onto the flash drive.
If you go to an insurance agent that is up to date and hands you a customized flash drive packed full of organized and easily accessible information, you are more likely to make an educated decision with your options. CFgear can create an automobile insurance flash drive that even displays the agent’s name and logo on the casing. Agents can make shopping for car insurance easier on customers by offering them a flash drive of information.